Category: Retirement Planning

Retirement Planning: Market Volatility and The Fragile Decade

The 5 years leading up to retirement through the first 5 years after retirement is the most crucial period that a retiree will go through – in fact, a successful retirement (i.e. not running out of money) may boil down to this 10 year period known as “the Fragile Decade.” So why do these 10 […]

Uncle Sam’s Wallet: The U.S. National Debt and Deficit

The Congressional Budget Office (CBO) announced that it projects the U.S. federal deficit to surpass $1,000,000,000,000.00 a year starting in 2020. Yes, that is 1 trillion dollars! This annual deficit is adding on to the already-staggering U.S. national debt every year, not to mention the interest that is also accumulating to service that debt. It’s […]

Sorry…You Can’t Beat the Index. Here’s Why:

Are you one of those investors who thinks you can beat (or even match) the performance of an index over an extended period of time? In reality, you can’t…ever. During our investment meeting last week, an article was shared (“The Big Lie of Market Indexes” by Lance Roberts of Advisor Perspectives) that addressed why individual […]