Privacy Notice

Capital Advantage, Inc. (referred to as “Capital Advantage”) maintains physical, electronic, and procedural safeguards that comply with federal standards to protect its clients’ nonpublic personal information (“information”). Through this policy and its underlying procedures, Capital Advantage attempts to secure the confidentiality of customer records and information and protect against anticipated threats or hazards to the security or integrity of customer records and information.

It is the policy of Capital Advantage to restrict access to all current and former clients’ information (i.e., information and records pertaining to personal background, investment objectives, financial situation, tax information/returns, investment holdings, account numbers, account balances, etc.) to those employees and affiliated/nonaffiliated entities who need to know that information in order to provide products or services in furtherance of the client’s engagement of Capital Advantage. In that regard, Capital Advantage may disclose the client’s information:

  • to individuals and/or entities not affiliated with Capital Advantage, including, but not limited to the client’s other professional advisors and/or certain service providers that may be recommended or engaged by Capital Advantage in furtherance of the client’s engagement of Capital Advantage (i.e., attorney, accountant, insurance agent, broker-dealer, investment adviser, account custodian, record keeper, etc.);
  • required to do so by judicial or regulatory process; or
  • otherwise permitted to do so in accordance with the parameters of applicable federal and/or state privacy regulations.

The disclosure of information contained in any document completed by the client for processing and/or transmittal by Capital Advantage to facilitate the commencement/continuation/termination of a business relationship between the client and/or between Capital Advantage and a nonaffiliated third party service provider (i.e., broker-dealer, investment adviser, account custodian, record keeper, insurance company, etc.), including, but not limited to, information contained in any document completed and/or executed by the client in furtherance of the client’s engagement of Capital Advantage (i.e., advisory agreement, client information form, etc.), shall be deemed as having been automatically authorized by the client with respect to the corresponding nonaffiliated third party service provider.

Capital Advantage permits only authorized employees and affiliates who have signed a copy of Capital Advantage’s Privacy Policy to have access to client information. Employees violating Capital Advantage’s Privacy Policy will be subject to Capital Advantage’s disciplinary process. Additionally, whenever Capital Advantage hires other organizations to provide services to Capital Advantage’s clients, Capital Advantage will require them to sign confidentiality agreements and/or the Privacy Policy.

Should you have any questions regarding the above, please contact Dawnalizabeth Henke, Chief Compliance Officer.