Capital Advantage is committed to helping you define, and then achieve your financial goals by providing personalized service, detailed planning, and the superior level of expertise that comes with decades of experience.
Capital Advantage, Inc. was founded in direct response to a glaring need in the financial industry.
It all started just after John Hayman graduated from the University of California at Berkeley in 1981. He spent three years working for a major securities brokerage firm, and in that time he noticed that the financial planning community was profoundly lacking in two key areas: independent thought in investment planning, and a loyal commitment to servicing clients.
Determined to create a business model that would focus more on the client, John founded what is now Capital Advantage, Inc. in 1982 — an independent investment firm that acts as a fiduciary and strives to provide peace of mind to each and every client.
Today, Capital Advantage has thirteen employees and over 500 clients. We are proud to be a local, independently-owned firm that has grown to become the largest fee-only independent wealth advisory firm in Lamorinda (a suburb in the San Francisco Bay Area).
Founder and Chief Investment Officer
John Hayman, Founder and Chief Investment Officer
John Hayman is the Founder and Chief Investment Officer of Capital Advantage. He is a Certified Financial Planner (CFP®) and an Investment Advisor Representative. John received a Bachelor’s Degree in Environmental Science with a subspecialty in Economics from the University of California at Berkeley (Berkeley, California) in 1981.
As a direct response to what he saw as a lack of client focus in the financial services industry, John created what is now Capital Advantage, Inc. in 1982. He is proud to have successfully built an independent investment firm that acts as a fiduciary and strives to provide peace of mind to each and every client.
Now that he is supported by an experienced team of financial advisors and a skilled support staff, John spends as much time with his family as possible. He lives with his wife in Orinda, and has two adult daughters. His love of animals is evidenced by his devotion his three dogs and two cats. When he’s not cheering courtside at a Cal Berkeley game, John can be found enjoying the great outdoors by boat, motorcycle or foot.
Principal, Executive Vice President
Donna Zinman, Principal, Executive Vice President
Donna Zinman is a Principal and the Executive Vice President at Capital Advantage. She is a Chartered Retirement Planning Counselor (CRPC®) and an Investment Advisor Representative. As a Senior Financial Advisor, she is part of the investment team and is responsible for establishing new client relationships, managing investment portfolios and financial planning, as well as firm marketing and human resource management. Donna specializes in working with women in transition: about to retire, newly retired, widowed or divorced.
Donna began her career in the financial services industry in 1989. After working as a Bank Officer at Wells Fargo, she joined Charles Schwab & Co., Inc. as a Financial Consultant. She joined Capital Advantage in 2004.
Donna received a Bachelor’s Degree in Business Administration from California State University at San Francisco (San Francisco, California) in 1986 and a Master’s Degree in Business Administration from Golden Gate University (San Francisco, California) in 1995. She also holds a Certificate in Financial Planning from the University of California at Berkeley (Berkeley, California).
Donna lives with her husband and daughter in Moraga. She currently serves on the Investment Committees for both the Moraga Education Foundation and the East Bay Cancer Support Community, a non-profit that provides support and care for cancer patients and their loved ones. In her spare time, she enjoys spending time with her family—hiking, swimming, tennis and cooking are among her family’s favorite activities.
Principal, Senior Financial Advisor
Ian Castille, Principal, Senior Financial Advisor
Ian Castille is a Principal and a Senior Financial Advisor at Capital Advantage. He is a Certified Financial Planner (CFP®) and an Investment Advisor Representative. Ian is part of the investment team, and is responsible for developing and maintaining client relationships, designing financial plans, and managing investment portfolios.
Ian began his financial services career in 2005. After working as a Bank Officer at Wells Fargo, he joined Bank of America as a Relationship Manager, and began focusing on investment management in 2010. Ian joined Capital Advantage in 2012.
Ian received a Bachelor’s Degree in Business Administration from Walla Walla University (College Place, Washington) in 2005.
Ian lives with his wife and daughter in Oakland. In his time outside of work, Ian enjoys attending sporting events, dining out, and brewing his own beer.
Benjamin Agron, Financial Advisor
Benjamin Agron is a Financial Advisor at Capital Advantage. He is a Chartered Retirement Planning Counselor (CRPC®) and an Investment Advisor Representative. Ben is part of the investment team, and is responsible for developing and maintaining client relationships, assisting with sales and marketing projects, and financial planning.
Ben began his financial services career in 2003. After working as both a Private Banker and a Financial Advisor at Wells Fargo for ten years, he became a Financial Advisor at Mechanics Bank, primarily working with affluent individuals and their families. Ben joined Capital Advantage in 2015.
Ben received a Bachelor’s Degree in History from California Polytechnic State University at San Luis Obispo (San Luis Obispo, California) in 2003. During Ben’s college years, he spent a year abroad in Israel, where he volunteered as an Emergency Medical Technician at Magen David Adom, the Israeli national emergency medical service.
Ben lives with his wife and daughter in Walnut Creek. In his time outside of work, Ben enjoys hiking the East Bay hills, spending time outdoors with friends and family, and playing cards and board games.
Principal, Chief Compliance & Operating Officer
Dawnalizabeth Henke, Principal, Chief Compliance & Operating Officer
Dawnalizabeth Henke is a Principal and the Chief Compliance and Operating Officer at Capital Advantage. She is an Investment Advisor Representative, and as part of the management team, she supervises the departments responsible for the day-to-day functionality of the organization. She oversees all internal processes and procedures, and is responsible for designing and implementing programs, policies, and practices to ensure that all business units are in compliance with federal, state, and local regulatory requirements.
Dawnalizabeth began her financial services career in 1998 as a Financial Analyst at a private wealth management firm in Oakland. She joined Capital Advantage in 2006.
Dawnalizabeth received a Bachelor’s Degree in History from California State University at Hayward (Hayward, California) in 2004. She also received a Master’s Degree in Financial Analysis and Investment Management in 2007 and a Master’s Degree in Business Administration in 2009, both from Saint Mary’s College of California (Moraga, California).
Dawnalizabeth lives in San Ramon. In her time outside of work, she enjoys ocean water sports, beach lounging, and challenging the performance limits of her automobile.
Principal, Director of Investment Management
Colin Taylor, Principal, Director of Investment Management
Colin Taylor is a Principal and the Director of Investment Management at Capital Advantage. Colin holds the Chartered Financial Analyst (CFA®) designation and is an Investment Advisor Representative. As a leader of the investment team, Colin provides investment and market commentary, security selection and analysis, portfolio management strategies, and asset allocation recommendations. He is also responsible for the operation and maintenance of the organization’s portfolio management, asset allocation, and trading systems.
Colin began his financial services career in 2001 as a Mutual Fund Analyst for Prima Capital in Denver, Colorado. From 2002 through 2006, he worked for TechFi Corp. and Advent Software, Inc. (acquired by TechFi), providing out-sourced back office operations support to investment advisors. In 2006, Colin joined a private wealth management firm in Oakland, serving as the Director of Operations. He joined Capital Advantage in 2011.
Colin received a Bachelor’s Degree in Economics and Business from The Colorado College (Colorado Springs, Colorado) in 2001.
Colin lives in Oakland. In his time outside of work, he enjoys hiking, reading, and playing guitar.
Senior Service Advisor
Catherine Norris, Senior Service Advisor
Catherine Norris is a Senior Service Advisor at Capital Advantage. She is a Financial Paraplanner Qualified Professional (FPQPTM) and an Investment Advisor Representative. Catherine is responsible for managing client accounts, maintaining client relationships, and financial planning.
Catherine began her financial services career in 1981, working extensively in private wealth management and investment management. In 1990, Catherine joined an Oakland-based hedge fund as the Client Service Manager, and over her 13-year career became the Office Manager and the Family Office Specialist. In 2003, she joined the San Francisco-based hedge fund Mosaic Investments LLC as the Operations Manager. She joined Capital Advantage in 2008.
Catherine lives with her husband and two Havanese dogs in Pleasanton, and has an adult son and daughter. Raised in Ohio, she is an avid Ohio State Buckeye fan, and enjoys all levels of sporting events (with a passion for the San Francisco Giants!), entertaining, and assisting her gourmet chef husband in the kitchen.
Senior Service Advisor
Jeannie Churchill, Senior Service Advisor
Jeannie Churchill is a Senior Service Advisor at Capital Advantage. She is a Financial Paraplanner Qualified Professional (FPQPTM) and an Investment Advisor Representative. She is responsible for maintaining client accounts, developing client relationships, and assisting with sales and marketing projects and events.
Jeannie began her financial services career in 1983 at Home Savings of America. Over her 15-year career with the company, she transitioned through various positions ranging from Customer Service to Vice President Manager. In 1998, she joined Litman/Gregory Asset Management, LLC, and over 13 years, was promoted from Portfolio Administrator to Senior Partnership Administrator to Manager of Partnership Services. She joined Capital Advantage in 2011.
Jeannie lives with her husband in Martinez, and has an adult son. In her time outside of work, she enjoys gardening, photography, and hiking. When not spending time in the great outdoors, she loves listening to her husband perform as a blues drummer.
Amy Langell, Operations Assistant
Amy Langell is the Operations Assistant at Capital Advantage. She is an Investment Advisor Representative, and is responsible for assisting the compliance, operations, and investment management teams, ensuring proper execution of the organization’s process and procedures, and coordinating information flow between the sales and operations departments.
Amy began her financial services career in 1999, where she worked for many years in the client advisory group within the private wealth management division of Donaldson, Lufkin & Jenrette/Credit Suisse First Boston. Since that time she has worked with independent financial advisors as a registered sales assistant. Amy joined Capital Advantage in 2016.
Amy received an Associate’s Degree in Business Administration from Heald Business College (Santa Rosa, California) in 1998.
Amy lives with her family in Clayton. Outside of work she likes spending time with her loved ones, exploring the outdoors, reading, and attending music events.
Jeff Giguere, Service Advisor
Jeff Giguere is a Service Advisor at Capital Advantage. He is a Certified Financial Planner (CFP®) and an Investment Advisor Representative. Jeff is responsible for assisting with financial planning, maintaining client accounts, and servicing client requests.
Jeff began his financial services career in 2014 as an Operations Clerk for Wells Fargo Advisors in Walnut Creek, CA. After a year in that position, Jeff was promoted to a Registered Client Associate, where he worked alongside three financial advisors. He joined Capital Advantage in January 2018.
Jeff received a Bachelor of Science degree in Business Finance from California State University, Chico in 2014.
Jeff has lived in the Bay Area his whole life and currently lives in Oakland, CA. Outside of work, he enjoys spending time with his family, being outdoors, and playing golf.
Amy Montano, Office Manager
Amy Montano is the Senior Administrator at Capital Advantage. She is responsible for handling reception and administrative duties, facilities maintenance, scheduling, and assisting with operational projects.
She began her career at Arthur Andersen/Andersen Consulting in 1989 and in 1998, she joined Turner Investment Partners as an Administrative Assistant. Amy joined Capital Advantage in 2007.
Amy received an Associate’s Degree in Accounting from Heald Business College (Walnut Creek, California) in 1985.
Amy lives with her husband and daughter in Walnut Creek. She enjoys a number of outdoor activities, including hiking and family time.
Client Service Representative
Selma Hackett, Client Service Representative
Selma Hackett is a Client Service Representative at Capital Advantage. She is responsible for maintaining client accounts, servicing client requests, and supporting various aspects of sales, marketing, and financial planning.
Selma began her financial services career as an Operations Specialist at Chase Bank in Lafayette, CA. Her charismatic personality and attentive client service led to her promotion to Lead Operations Specialist in her first year. Prior to joining Chase Bank, Selma was a Head Teacher at Kid’s Country Day School in San Ramon. She joined Capital Advantage in March 2019.
Born in Algeria, Selma speaks fluent Arabic. Her family moved to California in 2000, and she currently lives in Pleasant Hill with her husband and two young sons. When not working, Selma enjoys riding BMX bikes, horseback riding, driving adventures with her husband’s Classic Car Club, and cheering on her favorite sports team – Go Warriors!
Capital Advantage was founded with the fundamental goal of placing clients at the center of the financial planning and investment management process. We believe that providing outstanding client service is the key to success in any industry, but is especially important when it comes to managing your financial future. It is vital to our business model that you are not only listened to, but feel valued and important after every single interaction you have with Capital Advantage.
We believe in proactive communication. We pride ourselves on being responsive, available and accommodating. When you contact us, you can expect to speak with a real person. You will receive quarterly investment letters detailing our thoughts on the economy, monthly newsletters to keep you up-to-date on the financial industry, and various other updates throughout the year relevant to you and your finances.
We value face-to-face contact with our clients, and your entire family is always welcome in our office—including the family dog.
At Capital Advantage, we take the time to build meaningful personal relationships—the end result being that together, we can develop a financial strategy unique to your life, your family, and your goals.