Category: Financial Planning

How To Balance Saving for Retirement and Building Your Emergency Savings

When it comes to personal finance, there are several competing priorities that can make it difficult to determine where to focus your efforts. For many people, the choice between building emergency savings and working towards their retirement goals is one of the biggest dilemmas they face. So, which should you focus on first? To answer […]

SECURE Act 2.0 Retirement Savings Opportunities: How Can It Benefit You?

The 2019 Setting Every Community Up for Retirement Enhancement (SECURE) Act revised existing rules around retirement saving. In December of 2022, Congress passed, and President Biden signed into law, a follow-up package–the SECURE 2.0 Act, which focuses on legislation that can help strengthen the retirement system and improve retirement-savings opportunities. Some of the changes take […]

Tax-Loss Harvesting: A Valuable Tax-Saving, Portfolio-Balancing Tool

Tax-loss harvesting is a way of lowering your tax burden when buying and selling securities in your portfolio. It uses the money you lose on one investment to offset the profit you make on another. In today’s volatile markets, tax-loss harvesting can offer you a way to make good use of some capital losses you […]